Alynd Financial
Free guide · 2026 tax year

The One Big Beautiful Bill changed your retirement plan. The coverage mostly missed how.

Six changes that actually move the math for people with retirement savings and a home — and the expiry date attached to each one.

  • The tax increase you were planning for never happened
  • If you are 65 or over, there is an extra deduction that vanishes after 2028
  • The SALT cap went from $10,000 to $40,400, so itemizing may be worth it again
  • Charitable giving changed in two directions at once
  • The estate tax cliff everyone planned around has gone
  • Top bracket earners now get 35 cents on the dollar, not 37

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This guide is general information, not financial, tax or legal advice. Figures are current for the 2026 tax year and may change — verify against the cited sources and your own circumstances before relying on them.

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